your boat insurance should have tow on it. I belong to a tow service so I get good response if something should happen. Never be afraid of using the radio to call for help. If it is not life threating do not use mayday mayday. The correct call for that it pan pan pan pan. That is in trouble not life threating. Be safe on the water and be educated. I say this respectfully that you maybe a good boater but you have no clue. Call on channel 16, coast guard on 22. rescue marine on 69. Please research safety and rules of the road. Be safe. I care about every boater out there.