Insurance? Insurance? Insurance? Insurance?
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  1. #1
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    Believe it or not Progressive was the lowest rate for my boat insurance even though I have multiple cars, motorcycle and 2 homes insured with Erie insurance they couldn't compete with Progressive on the boat. Progressive includes tow and has vanishing deductible. In fact, a couple of years ago some line got tangled up in my prop and cut the seal out and the loss of fluid caused the upper drive unit to fail. I had a $500 tow bill and a $3000 plus mechanical bill and it didn't cost me a penny out of pocket! $173.00 a year full coverage including trailer and the boat retailed around $35,000 when I bought it new.
    Last edited by Eyezcrazy; 06-29-2015 at 08:32 PM.

  2. #2
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    Thumbs down fwiw

    Quote Originally Posted by Eyezcrazy View Post
    Believe it or not Progressive was the lowest rate for my boat insurance even though I have multiple cars, motorcycle and 2 homes insured with Erie insurance they couldn't compete with Progressive on the boat. Progressive includes tow and has vanishing deductible. In fact, a couple of years ago some line got tangled up in my prop and cut the seal out and the loss of fluid caused the upper drive unit to fail. I had a $500 tow bill and a $3000 plus mechanical bill and it didn't cost me a penny out of pocket! $173.00 a year full coverage including trailer and the boat retailed around $35,000 when I bought it new.
    I would not want to own anything that that socialist POS George Soros owns, and he owns Progressive.:

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    Quote Originally Posted by limitlypps View Post
    I would not want to own anything that that socialist POS George Soros owns, and he owns Progressive.:
    This is a fishing, hunting and other related outdoor activities forum and not a forum to discuss personal political views and ideology. There are plenty of other sites out there that are related to politics and I am sure they would welcome your contributions.

    The original poster asked about insurance based upon the members knowledge about their services. You have furnished untrue information about the Progressive Insurance Company. That information is obviously based upon your political ideology and/or your political/social opinion and not on what services they actually provide or their dependability in providing those services.

    As has been stated on this site before "Google is your friend".
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    Default fwiw

    Quote Originally Posted by wakina View Post
    This is a fishing, hunting and other related outdoor activities forum and not a forum to discuss personal political views and ideology. There are plenty of other sites out there that are related to politics and I am sure they would welcome your contributions.

    The original poster asked about insurance based upon the members knowledge about their services. You have furnished untrue information about the Progressive Insurance Company. That information is obviously based upon your political ideology and/or your political/social opinion and not on what services they actually provide or their dependability in providing those services.

    As has been stated on this site before "Google is your friend".
    I respectfully re-track that statement

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    Chumthrower I don't mean to dislike your post down their I must have fat fingered the screen scrolling on my phone lol. I agree with tow insurance I unfortunately have been stuck on the water without it and it cost me big time. Those of tou that have An agreed upon price did someone come out to appraise your boat? I was doing some reading up on it, and I guess I thought it was only for classic cars never thought it was an option for boats.

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    I also use progressive

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    yes theres some great info in this thread. I went thru Bob and my policy is under progressive also. If you have a lot of money tied up in your boat and equipment, you owe it to yourself to make a phone call and ask your agent these questions....

    1. If I had a total loss today, would they give me what it would cost to replace my boat today ?
    2. Would they give me the money on top of the boat, to replace my kicker, terrova, 3 fish finders, trolling combos, rod holders, inline boards,lures ?
    3. Is towing included?

  8. #8
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    I agree with you Eyecrazy,
    I also have Progressive for my boat and Erie for everything else...lol. My wife is an insurance guru and could not beat the deal from progressive. I also have an agreed upon price.
    It pays to shop around.

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    Quote Originally Posted by eyedrifter View Post
    I agree with you Eyecrazy,
    I also have Progressive for my boat and Erie for everything else...lol. My wife is an insurance guru and could not beat the deal from progressive. I also have an agreed upon price.
    It pays to shop around.
    It sure does! BossHogg you said you have insurance with State Farm and you pay another $72 for towing insurance from BoatUS, does State Farm not include towing with your policy?

    I guess the bottom line is to compare what you are getting for what you are paying. There is some good info on this thread to help people save some money over their boating lifespan.

  10. #10
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    Quote Originally Posted by Eyezcrazy View Post
    It sure does! BossHogg you said you have insurance with State Farm and you pay another $72 for towing insurance from BoatUS, does State Farm not include towing with your policy?

    I guess the bottom line is to compare what you are getting for what you are paying. There is some good info on this thread to help people save some money over their boating lifespan.
    They do not include towing, but I can tell you have used the same state farm insurance for 20 years and have had several claims. No questions asked, taken care of, just like I wanted to every time. If I have a total loss of my boat, my policy covers all the electronics, auto pilot, cisco's, etc. plus additional 4K coverage for rods/tackle. I would say I am probably not paying the cheapest, but I have a lot of money wrapped up and I feel confident that if something were to happen it will be handled just like I want. Out of curiosity what is the liability coverage that you guys have with progressive, world wide. Mine is 300K

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