yes theres some great info in this thread. I went thru Bob and my policy is under progressive also. If you have a lot of money tied up in your boat and equipment, you owe it to yourself to make a phone call and ask your agent these questions....

1. If I had a total loss today, would they give me what it would cost to replace my boat today ?
2. Would they give me the money on top of the boat, to replace my kicker, terrova, 3 fish finders, trolling combos, rod holders, inline boards,lures ?
3. Is towing included?