Chumthrower I don't mean to dislike your post down their I must have fat fingered the screen scrolling on my phone lol. I agree with tow insurance I unfortunately have been stuck on the water without it and it cost me big time. Those of tou that have An agreed upon price did someone come out to appraise your boat? I was doing some reading up on it, and I guess I thought it was only for classic cars never thought it was an option for boats.