I hear what your all saying about wind and cold water temps. Precautions concerning wind would be the same for anyone in small boats. Dealing with cold water temps, the pros typically use breathable waders layered over quick drying poly underwear and fleece. A tight wader belt and a PFD are a must using this system. Another option is a dry suit or even a neoprene wetsuit. If your interested in learning more, watch the video!

http://www.youtube.com/watch?v=9YPTq...e_gdata_player

Food for thought....Eskimo's have been paddling in cold water for eons!