Sled vs. 4 Wheeler

[Madd Matt]

Don't think I'd go out with NO insurance!

I have not been able to find insurance for an ATV or snowmobile that covers loss through ice. Most policies have an exclusion that says that as soon as you leave land and venture onto frozen water that you are un-insured.

If anyone has a policy that covers loss through ice I know I would be very interested and so would many people in here.

Too many people find out the hard way that they don't have coverage while ice fishing and they thought that they did.

-Matt

[BossHogg]

My state farm policy covers loss through the ice and dnr fees for it sitting on the bottom for both my atv and snowmobile. I specifically asked that before getting those policies

[Mckaax]

I now have a atv policy. Geico too said they cover through ice. I will double check but I asked clearly to make sure and he said yes. We will see. I will check ice levels before I leave and make a decision then. What do you guys recommend the ice levels before a large side by side

[Madd Matt]

I now have a atv policy. Geico too said they cover through ice. I will double check but I asked clearly to make sure and he said yes. We will see. I will check ice levels before I leave and make a decision then. What do you guys recommend the ice levels before a large side by side

That is awesome news! I have progressive, a few years ago I was looking around and getting nowhere. I don't remember all that I checked, but a few of them where: Farmers Insurance, Nationwide and Geico.

At the time none of them covered you once on the ice. Then there was a discussion in here that someone said that no insurance company covered you once you where on ice. I guess I stopped asking and just accepted that as the truth and never asked again.

I'm going to be switching before this weekend since I'll have 4 sleds and a Polaris 800 ATV on the ice!

Thanks a TON!
-Matt

[Jawbreaker]

Well, I went and done it. Got a '99 Ski Doo Formula 500. Fan cooled. Pretty nice sled. Not a 2 up (which I wanted) but couldn't pass it up for 900.00. No studs either. How much trouble am I looking at until I can get some? Should be a fair amount of snow out there now shouldn't there?

[Mckaax]

I'll have to read the policy as I could tell the quoter was really pushing the sale.