Depending on the size of your boat,the wind in storms can swamp a boat too. If you see a long line of storms approaching with a bow shape to it,that can have extremely high winds on leading edge.The lake itself can affect the weather too. Especially in spring and fall when there is a greater difference between the air and water temps.Several years ago,we had just gotten in from fishing and I looked at my radar on phone and a storm was coming across the lake from the NW.Told my buddy who was closing up the boat to do it quickly and my dad and I went to bays edge to get our fish cleaned.The cell didn't look special but it was extremely hot on the land.When that cell hit shore it exploded into a monster.Had all kinds of hail damage and my dad and I listened to tornado sirens at the fish cleaners.I walked outside and saw the rotation in the clouds above followed by an intense hail storm.The opposite in the late fall when the warmer water can increase storm intensity.