4.3 190 hp on 23 walkaround is that too underpowered?

[Dale R. Callihan]

I have a Seamaster 2388 with 5.0 220hp takes a little to get going with 5 adults, I use it for chartering it does well, had it since 2001.
Friend of mind has same boat V6 190hp with hard top it runs smooth but he complained about full load it took a lot to get on plain however he went to a four blade prop, he is very pleased with the performance.

Hope this might help!