boat sunk

[Hoytman86]

About 5 years ago I had to get towed from Gull to Kelly's Island. It was almost $600. I did have insurance, but I had to pay up front and then try to get reimbursed from my insurance company (Which eventually I did) but they only reimbursed me $500. Even if the tow was under $500 and they paid me the full amount back, it wasn't worth $80 to go through the hassle.

I have been with Rescue Marine ever since. However, now reading that some companies will insure multiple boats for less $$ I may need to switch. I will say that with Rescue Marine the boat is insured, not just me... So when my dad or brother takes it out they are still covered. When they insure you as an individual, then you need to be on the boat for them to cover it.

-Matt

Thanks for the info, Matt! I'll keep all of that in mind. In my case, we've got a 270 Sea Ray and a 17' Triton. BoatUS covering both will be nice, especially since the Triton is used on the Ohio River and other bodies of water for duck hunting and Rescue Marine is only good on the lake.

[Justretired]

I just got Boat Us today. I asked the lady if I had to be on the boat. My son would be the only other one to use it, She told me as long as he had my permission to use it he would be covered.