I have all my insurance with State Farm: House, office, rider for valuables, 2 cars, health and my 20' ProLine, new 150 E-Tec and trailer. Been with them for years. Lost a boat years ago and they even covered the deductible so I could be up and running in no time. The boat, motor and trailer insurance costs me $308 and it includes towing on land and at sea wherever I am in the continental U.S. and that included my trip to the Outer Banks. The boat policy also covers all my tackle, electronics and misc. equipment. The last time I was towed, I paid the $400+ tow with a credit card and received a check from my State Farm agent the same day. Check it out. Bundling can save a bundle.