If you buy the 1 year permit, it terminates the day your insurance is to renew.
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Is the 500,000 liability on the vehicle or boat?
your vehicle thanks for the heads up on exp date will have to look into that
102 inches wide is legal width , above that requires permit.. need wide load signs and flags on front of vehicle and rear of boat.... biggest problem is if you get side swiped or cause accident without proper signs, flags etc, you probably going to have lawsuit on your hands . I think there is a law that allows you to move your boat if within 5 miles of lake but would check first... my biggest concern still would be the liability .. hope this helps..